Personal Finance Center Tuesday September 7th, 2010

Cash Back Credit Cards

The following cash back credit cards feature reward programs that offer cash back or rebate incentives. A Cash Back Credit Card rewards you for using them with cash back incentives and rebate programs. Credit cards with cash rebates and incentives usually require a good to excellent credit rating for approval.
TrueEarnings® Card from Costco and American Express

  • 3% cash back for gasoline, for annual gasoline purchase of up to $3,000 (1% thereafter).
  • 3% cash back for restaurants, 2% cash back for travel, and 1% cash back virtually everywhere else, including Costco.
  • No annual fee with your paid Costco membership and a $25 statement credit with your first purchase made with the Card!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% on Purchases for 6 months 15.24% variable $0* Yes* Excellent Credit*

Discover® More® Card

  • 0% intro APR on Balance Transfers for 15 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 15 full months on Balance Transfers; 6 full months on Purchases* 11.99% - 20.99% (Variable)* $0* Yes* Excellent Credit*

Discover® Student Card

  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% on Purchases* 6 months* as low as 13.99% (V)* None* N/A* Fair Credit*

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