Personal Finance Center Tuesday September 7th, 2010

Prepaid & Debit Cards

The following prepaid debit cards and prepaid credit cards can help you control your spending. A reloadable debit card allows you to only spend up to the amount you have pre-deposited into the account. If you tend to overspend or would like to control your spending then a pre-paid debit card or prepaid credit card could be a good card for you.
NetSpend Visa Prepaid Card

  • Easiest and most convenient card available on the market today
  • Borrow money with iAdvance*
  • Access nearly everywhere at over 100,000 locations
  • Better Business Bureau accredited with a BBB rating of A+
  • * See program rules for details
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* As low as $5.00* N/A* No Credit Check*

Vision Premier® Visa® Prepaid Card - The Paycheck Card

  • No credit check, no debt, no interest, no overdraft fees
  • Free unlimited purchases with purchase protection
  • Free customer service
  • Free Direct Deposit: Get paid faster
  • Pay bills and build credit
  • Free text and email alerts and online access to track spending
  • Safer than cash if lost or stolen
  • Accepted everywhere Visa Debit cards are accepted
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* $6.95 with direct deposit* N/A* No Credit Check*

READYdebit® Visa Prepaid Card

  • Free Credit Score & Credit Builder
  • Free Unlimited Purchase Transactions
  • Free Online Bill Payment & Check Writing
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • 100% Guaranteed Approval* - No Credit Checks
  • No Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance
  • Choose Your Card Color - Blue, Black or Pink
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* as low as $4.95 monthly* N/A* No Credit Check*

SilverCard Prepaid MasterCard®

  • Get your Government/Benefits check faster with Free Direct Deposit
  • Free activation fee with Rebate*
  • Guaranteed Approval with No Credit Check
  • Free Unlimited Purchase Transactions
  • No Overdraft Fees or Minimum Balances, perfect bank alternative!
  • Free Online Bill Pay, pay bills instantly or schedule payments to avoid late fees
  • Stay connected, know your balance at all times with free email or cell phone alerts
  • The power of MasterCard in your pocket, accepted everywhere MasterCard Debit cards are accepted.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* as low as $3.95 monthly* N/A* No Credit Check*

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