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TERMS AND CONDITIONS OF THE USE OF THIS WEBSITE:
Personal Finance Center and its subsidiaries provide the
materials contained on this web site to our customers and
visitors. Personal Finance Center requires that all
visitors to the Site adhere to the following Terms and Conditions.
By accessing the Site and any of its pages, you indicate your
acknowledgement and acceptance of the Terms and Conditions
set forth below without limitation or qualification. Personal Finance Center
may revise these Terms and Conditions at any time by updating
this posting, which revisions will be binding upon all visitors
to the Site. You should therefore visit this posting to review
these Terms and Conditions from time to time as you visit
the Site. For purposes of these Terms and Conditions references
to Personal Finance Center include its affiliates,
directors and employees.
Governing Laws and Regulations
User access to and use of the Site is subject to all applicable
federal, state and local laws and regulations. Unauthorized
use of this system is prohibited and violators can be prosecuted
under federal and state laws. Texas law and Federal law will
govern the interpretation and enforcement of these Terms and
Conditions.
Copyright and Trademark Policies
The information contained at the Site, including but not limited
to text and images herein (other than certain images licensed
from third parties) and their arrangement, are copyright ©2009
by Personal Finance Center. All rights reserved. This
Web site and its entire contents are for personal use only
and may not be copied, reproduced, modified, published, uploaded,
downloaded, posted, transmitted or distributed in any way,
without Personal Finance Center's prior written permission.
Ownership of materials
Except as otherwise indicated, this Web site and its entire
contents including, but not limited to, the text, information,
material, software and graphics contained on this Website,
are owned by Personal Finance Center and its affiliates.
The Materials are protected by copyright, trademark and other
intellectual property laws and treaties. Personal Finance Center
makes no proprietary claim to any third-party names, trademarks
or service marks appearing on this Web site. Any third-party
names, trademarks, and service marks are the properties of
their respective owners.
The Materials may not be copied, reproduced, modified, published,
uploaded, downloaded, posted, transmitted, or distributed
in any way without Personal Finance Center's prior
written permission.
By posting a message or contributing in anyway to this Web
site, including, but not limited to, sending comments and
e-mail, to this Web site, you expressly grant Personal Finance Center
the right to use in any way, copy, republish or sell your
message or other contribution as part of its property.
Personal Finance Center reserves the right to change,
update, discontinue, or restrict or prevent access to this
Web site or the Materials at any time without notice.
Disclaimer and Limitation on Liability
BY USING THIS WEB SITE, YOU ASSUME ALL RESPONSIBILITY AND
RISK FOR THE USE OF THIS WEB SITE AND THE INTERNET GENERALLY.
THE INFORMATION IS PROVIDED "AS IS," WITHOUT ANY
EXPRESS OR IMPLIED WARRANTY OF ANY KIND. IN NO EVENT SHALL
Personal Finance Center BE LIABLE FOR ANY DAMAGES
WHATSOEVER (INCLUDING WITHOUT LIMITATION ANY SPECIAL, INDIRECT,
OR CONSEQUENTIAL DAMAGES, AND DAMAGES RESULTING FROM LOSS
OF USE, DATA, OR PROFITS, OR BUSINESS INTERRUPTION) ARISING
OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS OR ANY
HYPERLINKED Web SITE, EVEN IF Personal Finance Center
OR ITS AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF
SUCH DAMAGES.
This Web site is intended to assist readers by providing
financial data, ressources and editorial information on financial
products. Personal Finance Center will not be responsible
for any errors or omissions in the Materials or information
provided on this Web site, any articles or postings for hyperlinks
embedded in messages, nor for any loss or damage caused by
your reliance on information obtained on this Web site or
in a hyperlinked site.
This Web site provides information and advice based on our
editorial content and advice of financial professionals. While
Personal Finance Center believes such information
and advice to be reliable, we make no claims or representations
about the accuracy, reliability, timeliness, usefulness or
completeness of such information or advice. All information
and advice given on this Web site is intended only to assist
you with financial decisions. However, by nature such information
is broad in scope. Your financial situation is unique and
our information and advice may not be appropriate for your
situation. Accordingly, Personal Finance Center recommends
that you get different opinions and seek the advice of your
accountant and other financial advisers who are fully aware
of your individual circumstances before making any final decisions
or implementing any financial strategy. You should not rely
on any information or advice you obtain on this Web site.
Any reliance by you on any information or advice will be at
your own risk.
This Web site may provide chat rooms, bulletin boards and
other means for the public to contribute information and make
statements. Personal Finance Center does not make
any endorsements of these statements nor representations that
the statements are true and accurate. Personal Finance Center
reserves the right to edit statements made within these forums.
We also reserve the right to limit or restrict access to users
who abuse these forums. You should be cautious when acting
on information provided by contributors to these chat rooms.
You should not rely solely upon the information and opinions
of the chat rooms or bulletin boards.
Links to third-party sites:
This Web site contains links to third-party sites. These links
are provided for convenience purposes and are not under the
control of Personal Finance Center. Personal Finance Center
does not make any representations and warranties, express
or implied, regarding the content of any of these linked sites.
These links do not constitute or imply an endorsement, authorization,
sponsorship or affiliation by Personal Finance Center
with respect to any third party, any third party's Web site,
the content of any third party's Web site, or any products
or services provided by a third party.
Governing law and jurisdiction
These terms and conditions of use shall be governed by and
construed in accordance with the laws of the United States
of America and the state of Texas, without giving effect to
any choice of law or conflict of law provision or rule (whether
of the state of Texas or any other jurisdiction) that would
cause the application of the laws of any jurisdiction other
than the United States or the state of Texas. By using this
Web site, you consent to the jurisdiction of the state and
federal courts of Williamson County, Texas, U.S.A. for any
action or proceeding arising under or relating to these Terms
of Use, this Web site or the use of, or reliance on, this
Web site.
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